• Car Accident
• Social Security Disability
• Medical Malpractice
• Car vs. Commercial Truck Accidents
• Construction Accidents
• Dangerous Prescription Drugs
• Dog Bites
• Motorcycle Accidents
• Pedestrian & Bicyclist Accidents
• Slips and Falls

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4 Types of Indiana Car Insurance You Should Carry (Part B)

Inadequate Indiana car insurance coverage, rejected claims or owing more money than your car is valued can cause havoc with your personal injury claim after an accident. Whenever you encounter complications with a claim or other difficulties from an insurance company, contact a Muncie, Indiana attorney who can evaluate your case and provide the assistance you require to get your claim back on track.

Indiana Car Insurance: Medical Payments Coverage

Even if the other driver's insurance company accepts liability for an accident and the driver is adequately covered, that doesn't mean the insurance provider will pay your medical bills in a timely manner. They may even drag their feet about covering your medical expenses. Medical payment coverage pays for medical bills and funeral costs for policyholders and any passengers in the insured vehicle. This coverage can be used to pay medical expenses as they are incurred.

Medical payments coverage also can be used to pay deductibles or co-payments required by health insurance providers, as well as services your health plan doesn't cover. Additionally, if you receive a settlement or jury award, you do not have to reimburse your insurance company for medical payments coverage.

Indiana Car Insurance: Guaranteed Auto Protection Plans (GAP)

It was once rare for the amount of money that was owed on a car to exceed the value of it, but the days of putting down 30% of a car's cost up-front when making a new vehicle purchase have been replaced by little to no up-front payments and long-term financing options.

In the event an accident totals a vehicle, if more money is owed than the car is worth, the owner can be in a very tight position. GAP protection only applies if a car is totaled or stolen, but in those cases it will pay the difference between what the auto insurance company provides and what you owe.

A Helping Hand from a Muncie, Indiana, Attorney

When you have complications with your Indiana car insurance claim, a Muncie, Indiana attorney can help you to alleviate some of the stress and anxiety associated with filing a claim. In order to get the most with your personal injury claim, order a copy of our FREE book, Consumer's Guide for Injured Victims, and then contact a Muncie, Indiana attorney at the Hensley Legal Group for a no-cost consultation - 1-888-505-8232.

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