How the SSA Defines Disability for Children and Adults

Since children and adults have very different responsibilities, especially regarding work, there are different requirements for Social Security disability benefits for children and adults. The Social Security Administration (SSA) looks at basically the same parameters when children and adults apply for disability, but there is a significant difference when it comes to substantial gainful activity.

When adults file for Social Security disability benefits the SSA will consider many different criteria including: 

• the medical condition itself (if it's on the listing of impairments and if it is expected to last more than 1 year or result in death);
• the applicant's employment, medical, and educational history; and
• whether or not the adult applicant meets or exceeds the SSA's definition of substantial gainful activity (the monetary threshold for disability benefits).  

Likewise, in order for a child to receive Social Security disability benefits it must be shown that they have a serious medical condition (either physical or mental) that is expected to last for at least 1 year or result in death and if the child is working, they cannot be bringing in income beyond the SSA's definition of substantial gainful activity.

However, since children generally do not have enough work experience to help the SSA grasp their ability to work, other considerations are looked at as well. For example, in addition to the other requirements, the child's condition must result in "marked or severe functional limitations". The SSA will also look at the financial situation of all the family members living in the same household as the child, including assets and resources that could be sold to help pay for the child's care. The family's financial situation cannot exceed the SSA's definition of substantial gainful activity for the child to qualify for benefits.

There are other medical and non-medical differences in how Social Security disability benefits are determined for adults and children. For more information on how these differences apply to your circumstances, you can consult with an Indianapolis disability lawyer.

You can learn more about how the SSA defines disability by visiting our article library. 

Contacting an Indianapolis Disability Lawyer

When you have complications with your Social Security disability benefits claim, an Indianapolis disability claims lawyer can alleviate some of the stress and anxiety associated with filing a claim. In order to get back on track with your Social Security benefits claim, order a FREE copy of our book, 8 Mistakes to Avoid When Filing for Social Security Disability Benefits, then contact a Social Security lawyer at the Hensley Legal Group for a no-cost consultation - 888-505-8232.